Why Do Carloans 365 Customers Need GAP Insurance?
When you finance a vehicle, GAP insurance protects you from the shortfall between your insurance payout and what you owe.
Covers Your Finance Shortfall
If your car is written off, your insurance only pays market value - not what you owe on finance. GAP covers the difference.
Flexible Monthly Payments
Pay as you go with no long-term contracts. Cancel anytime without penalty.
Peace of Mind Protection
Drive with confidence knowing you're protected against depreciation and total loss scenarios.
How It Works
Simple, fast, and hassle-free GAP insurance
Get a Quote
Enter your vehicle details and get an instant quote in under 2 minutes.
Choose Your Cover
Select between GAP or GAP+ coverage based on your needs and budget.
You're Protected
Instant activation. Drive with confidence knowing you're fully covered.
Choose Your Coverage
Flexible monthly payment options available
GAP
- Full shortfall protection
- No excess fees
- Flexible monthly payments
- Covers finance shortfall
- First 30 days free
- 24/7 claims support
GAP+
- All standard GAP benefits
- Enhanced protection
- Additional benefits included
- First 30 days free
- Premium claims service
- Extended coverage options
Trusted Partnership
Carloans 365 has partnered with GID Ltd to bring you award-winning GAP insurance coverage. GID is FCA regulated and has a 4.9/5 Trustpilot rating with 99% claims paid.


