GAP Insurance.
Cover for the unexpected
If your vehicle is written off, GAP Insurance can pay the difference between what you receive from your motor insurer and what you originally paid for the car — helping you replace it new-for-old.
pay-out rate
Trustpilot's Highest Rated GAP Provider!
What is the GAP?
GAP stands for Guaranteed Asset Protection. It's designed to protect you financially in the event of a total loss claim.
GAP Insurance can help cover that difference.
GAP Insurance explained in 30 seconds
Understand GAP Insurance in 30 seconds.
GAP stands for Guaranteed Asset Protection. It protects you financially in the event of a total loss claim — covering the gap between your motor insurer's payout and what you originally paid or still owe on finance.
START MY FREE 30-DAY TRIAL30 DAYS TO DECIDE.
NO PRESSURE.
We believe choosing GAP Insurance should be an informed decision — not a rushed one.That's why every GID policy comes with a 30-day free trial, giving you time to read through your cover, make sure it's right for you and ask any questions along the way.
We introduced the 30-day free trial because we want customers to feel completely comfortable with their decision. Take the time to understand the cover and decide if it's right for you. That's how we'd want to be treated.
Mike Gaffney
Managing Director, GID
TRY US FOR 30 DAYS.
MAKE YOUR MIND UP FOR YOURSELF.
It only takes a few minutes. You're in control. Cancel anytime.
Shortfall calculator
See your potential shortfall in seconds.
Enter your purchase price and how long you've owned your car to see how depreciation can leave a gap between what you paid and what your motor insurer would pay out.
Your motor insurer may only pay
£11,250
Why Choose GID?
Simple. Flexible. Reliable.
We believe in flexibility and fairness, not tying you into long-term contracts
GID vs other providers
| Features | GID Ltd | Other providers |
|---|---|---|
| Pay-as-you-go monthly payments | ||
| Cancel anytime — no long-term commitment | ||
| No hidden fees or charges | ||
| Flexible to suit your needs | ||
| 99% claims pay-out rate | ||
| Easy transfer process | ||
| Tied into long-term deals | ||
| Early cancellation penalties | ||
| Complex terms and conditions | ||
| Lower claims approval rates |
What our customers say
Excellent — Rated 4.9 out of 5 on Trustpilot
"I had a fantastic experience with Carly Byrne regarding my Complete Asset Protection. She was incredibly helpful, professional, and took the time to explain everything clearly. Highly recommend GID!"
"Excellent service from start to finish. The team was very responsive and helped me understand exactly what coverage I needed. Claims process was smooth and hassle-free."
"Best GAP insurance provider I've dealt with. The price was competitive and the customer service is outstanding. Would definitely recommend to anyone buying a new car."
"Had to make a claim after my car was written off. GID handled everything professionally and I received my payout within 2 weeks. Couldn't ask for better service."
"The value for money is excellent. I compared several providers and GID offered the best coverage at the most reasonable price. Very happy customer!"
"I had a fantastic experience with Carly Byrne regarding my Complete Asset Protection. She was incredibly helpful, professional, and took the time to explain everything clearly. Highly recommend GID!"
"Excellent service from start to finish. The team was very responsive and helped me understand exactly what coverage I needed. Claims process was smooth and hassle-free."
"Best GAP insurance provider I've dealt with. The price was competitive and the customer service is outstanding. Would definitely recommend to anyone buying a new car."
"Had to make a claim after my car was written off. GID handled everything professionally and I received my payout within 2 weeks. Couldn't ask for better service."
"The value for money is excellent. I compared several providers and GID offered the best coverage at the most reasonable price. Very happy customer!"
Real people. Real support.
We're here to help.
We're a UK-based team of insurance specialists, here to help you find the right cover. From your first quote to any future claim, real people are ready to help.
MEET THE TEAMTrusted by Leading Automotive & Finance Partners
GID Insurance is authorised and regulated by the Financial Conduct Authority.
Our FCA Register number is 510212.
Frequently Asked Questions
Everything you need to know — expand a question to see the answer.
Don't get caught by the GAP.
Get your GAP insurance quote today.